These types of bonds have interest that is tax-exempt and are sold by cities and counties.
A.Savings
B.Treasury
C.Municipal
D.Corporate
The storage of money for future use.
A.Saving
B.Investing
C.Dividends
D.Budget
This means using our money to earn more money.
A.Interest
B.Saving
C.Mutual funds
D.Investing
Ownership in a corporation is represented by:
A.Bonds
B.Stocks
C.Mutual funds
D.Certificates of deposit
CD stands for (in the world of saving and investing)
A.Certificate of deposit
B.Corporate delicacy
C.Certificate of delivery
D.Compact disk
The ability to convert a saving or investment option into cash is called:
A.Return
B.Liquidity
C.Profit margin
D.Dividend
Taxes on a home are based on its _____________ value.
A.Market
B.Appraised
C.Assessed
D.Profit
What is advantage of a preferred stock over a common stock?
A.Their dividends are higher.
B.They are easier for the average person to buy
C.They are easier to sell
D.The get paid their dividends first.
What is the term for investment options sold by the federal government?
A.Treasury
B.Municipal
C.CD's
D.
Which of these is on the top level of the risk pyramid?
A.Treasury bills
B.Mutual funds
C.Commodities
D.Stocks
This type of savings plan pays an interest rate that changes depending on market conditions for government securities
A.CD
B.Treasury
C.Muncipal
D.Money market
Which investment or savings option is on the bottom of the risk pyramid?
A.Growth mutual funds
B.Real estate
C.Treasury notes
D.Corporate bonds
The two types of stock include:
A.Livestock and zombiestock
B.Preferred and common
C.Public and private
D.Common and uncommon
Land and anything attached to it.
A.Real estate
B.If you select this you are wrong.
The two major investment goals are:
A.Profit or growth
B.Income or dividends
C.Income or growth
D.None of these
How are risk and return related in the world of savings and investments?
A.Higher the risk, the lower the return
B.Higher the risk, higher the return
C.Lower the risk, higher the return
D.
According to the book, the 4 ways to evaluate savings and investment options are:
A.Safety; dividend rate, # of shares sold, taxes
B.Return, profit potential, dividends, taxes
C.Liquidity, easy of accessing and opening the account, safety, risk
D.Safety/risk; return, liquidity, taxes
A person who is young, has a good savings account balance and a long-time till needing the money would most likely want to invest in:
A.Stocks or mutual funds
B.Money market account
C.Treasury bonds
D.Certificates of deposit
This type of investment brings money together from many investors and invests in different stocks, bonds or other savings options.
A.Treasury bills
B.Mutual funds
C.Certificates of deposit
D.Treasury notes
When a company makes a profit and wants to return some of the profits back to stock holders as reward will offer:
A.CD's
B.Dividends
C.Savings bonds
D.Preferred stock
What is false about commodities?
A.They are at the top of the risk pyramid
B.They include grain, livestock and precious metals.
C.They have the chance for a higher return.
D.They are a good option for someone who does not want to risk their money and needs access to it easily.
Which of these pays interest?
A.Money market accounts and certificates of deposit
B.Stocks and bonds
C.Treasury bills and commodities
D.Real estate and precious metals
Which of the following portfolios includes 1 item from each of the 4 levels of the risk/return pyramid?
A.Savings, Municipal bonds, real estate, commodities
B.commodities, collectibles, savings, real estate
C.Stocks, bonds, mutual funds, treasury securities
D.Growth stocks, Commodities, Corporate bonds, municipal bonds
A person who has a good savings built up, does not need the money back for awhile and is will to take a risk, should consider which as the best option for investing/saving their money?
A.Savings account or treasury bills
B.CD or Money market account
C.Municipal bonds or Treasury notes
D.Stocks or mutual funds
Which of the following is the MOST LIQUID form of savings or investing option?
A.Real estate
B.Collectibles
C.Certificates of deposit
D.Money market account
When you are giving advice on savings or investing options, what is a question you should ask?
A.When do I need the money?
B.How much money do I already have?
C.How much risk am I willing to take?
D.All of these are valid questions
What is an advantage of common stock over preferred stock?
A.Owners have voting rights
B.They get their dividends first
C.Their dividends are locked in at higher amounts
D.Only the strongest companies sell common stock, more companies sell preferred stock
Which is not one of the types of bonds we talked about?
A.CD's
B.Municipal
C.Corporate
D.Savings
Which of the following statements is TRUE?
A.When interest rates go up the value of existing bonds go up
B.Dividends on common stock are paid before those on preferred stock
C.You can take your money early out of a CD without penalty.
D.A bond is a debt to the company or government selling it.
The Dow Jones Industrial average number is made up of how many companies?
The 3 main categories of Treasury investments are bills, notes and bonds.